:root{
  --ink:#14213d; --muted:#5f6b7a; --bg:#f5f7fb; --card:#fff;
  --brand:#0b63ce; --brand2:#0f8a5f; --line:#dfe5ee; --warm:#fff8e8;
  --radius:18px; --shadow:0 12px 35px rgba(20,33,61,.09);
}
*{box-sizing:border-box} body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.65}
a{color:var(--brand);text-decoration:none} a:hover{text-decoration:underline}
img{max-width:100%;display:block}.container{width:min(1140px,92%);margin:auto}
.topbar{background:var(--ink);color:#fff;font-size:.9rem;padding:8px 0;text-align:center}
.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:72px}
.logo{font-weight:900;letter-spacing:-.03em;font-size:1.32rem;color:var(--ink)} .logo span{color:var(--brand)}
.nav-links{display:flex;gap:22px;align-items:center}.nav-links a{color:var(--ink);font-weight:700;font-size:.95rem}
.menu{display:none;background:none;border:0;font-size:1.5rem}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 18px;border-radius:999px;font-weight:800;background:var(--brand);color:#fff;border:0}
.btn:hover{filter:brightness(.95);text-decoration:none}.btn.alt{background:#fff;color:var(--ink);border:1px solid var(--line)}
.hero{padding:70px 0;background:linear-gradient(125deg,#edf5ff 0%,#f8fbff 55%,#eefbf5 100%)}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:46px;align-items:center}
.eyebrow{font-size:.8rem;text-transform:uppercase;letter-spacing:.12em;font-weight:900;color:var(--brand)}
h1,h2,h3{line-height:1.14;letter-spacing:-.035em}h1{font-size:clamp(2.5rem,5vw,4.5rem);margin:.3em 0}.hero p{font-size:1.14rem;color:var(--muted);max-width:700px}
.hero-card{background:#fff;border-radius:24px;overflow:hidden;box-shadow:var(--shadow);border:1px solid var(--line)}
.hero-card img{width:100%;aspect-ratio:16/10;object-fit:cover}.hero-card .pad{padding:20px}
.section{padding:68px 0}.section.soft{background:var(--bg)}
.section-head{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:28px}.section-head p{color:var(--muted);max-width:650px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:26px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:0 8px 24px rgba(20,33,61,.05)}
.card img{width:100%;aspect-ratio:16/9;object-fit:cover}.card-body{padding:22px}.card h3{margin:.2em 0 .45em}.meta{font-size:.84rem;color:var(--muted)}
.pill{display:inline-block;font-weight:800;font-size:.75rem;padding:6px 10px;border-radius:999px;background:#e8f2ff;color:var(--brand)}
.kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.kpi{padding:24px;border-radius:18px;background:#fff;border:1px solid var(--line)}.kpi strong{display:block;font-size:1.7rem}
.callout{background:var(--warm);border:1px solid #f0dca4;border-radius:18px;padding:22px}
.article-wrap{width:min(860px,92%);margin:auto;padding:52px 0}.article-wrap h1{font-size:clamp(2.2rem,5vw,3.8rem)}.article-wrap h2{margin-top:2em}.article-wrap p,.article-wrap li{font-size:1.06rem;color:#2d3748}.article-wrap img{border-radius:20px;margin:28px 0;aspect-ratio:16/9;object-fit:cover;width:100%}
.article-note{padding:18px 20px;background:#eff6ff;border-left:4px solid var(--brand);border-radius:10px;margin:24px 0}
.breadcrumb{font-size:.9rem;color:var(--muted);margin-bottom:18px}
.legal{width:min(900px,92%);margin:auto;padding:54px 0}.legal h1{font-size:2.8rem}.legal h2{margin-top:2rem}
.footer{background:#111a2d;color:#ccd5e0;padding:48px 0 28px;margin-top:30px}.footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:36px}.footer small{color:#98a5b6}.copyright{border-top:1px solid #2d3950;margin-top:30px;padding-top:20px}
.notice{font-size:.85rem;color:var(--muted)}
.contact-form{display:grid;gap:14px;max-width:700px}.contact-form input,.contact-form textarea{padding:13px 14px;border:1px solid var(--line);border-radius:10px;font:inherit}.contact-form textarea{min-height:150px}
@media(max-width:800px){
  .hero-grid,.grid3,.grid2,.kpis,.footer-grid{grid-template-columns:1fr}
  .nav-links{display:none;position:absolute;top:72px;left:0;right:0;background:#fff;padding:20px;flex-direction:column;border-bottom:1px solid var(--line)}
  .nav-links.open{display:flex}.menu{display:block}.hero{padding:46px 0}.section{padding:50px 0}
}